Underwriting Manual

Table of Contents (all files are in PDF format)

• Four Key Underwriting Ratios

• The Loan-To-Cost Ratio

• Debt Ratios

• Loan Constants

• How Many Dollars Can I Get?

• Operating Expense Ratio

• Net Lease Versus Full Service Lease

• How To Prepare an Apartment Pro Forma

• Sample Apartment Pro Forma Operating Statement

• How to Prepare a Commercial or Industrial Pro Forma Sample Triple Net Pro Forma

• Operating Statement Sample Partial Net Pro Forma Operating Statement

• Cap Rates

• Net-Worth-to-Loan Size Ratio

• Environmental Liability

• The Construction Loan Process

• Site Inspections

• Appraisers

• Loan Proposals

• Loan Placement Matrix

• Glossary

   

Click here to download complete loan underwriting manual.