TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW In real estate investments, particularly for individuals exploring options like mortgage funds, transparency and strategic relationships are more than mere buzzwords; they are the bedrock of successful investment. Understanding the...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW Risk management expertise is vital when investing in real estate, particularly in a mortgage fund where real estate is the security. Choosing the right mortgage fund that effectively balances risk and reward is crucial for...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW In the ever-evolving landscape of real estate financing, particularly in specialized areas like mortgage funds, the expertise of a seasoned fund manager is invaluable. The Fidelis Private Fund, for instance, stands as a testament to...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW Should You Bet on Real Estate or the Stock Market? This comparative analysis highlights the advantages of investing in real estate through a mortgage fund like Fidelis over the stock market, mainly focusing on the relative stability...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW Real estate investments have long been hailed for resilience, especially when navigating through the unpredictable waters of economic cycles. This blog post will explore the historical trends highlighting real estate...
In the domain of mortgage fund management, capital preservation is pivotal. This blog delves into the strategies enabling fund managers to center their efforts on safeguarding investor capital. The Core of Capital Preservation Capital preservation is my guiding principle as a mortgage fund...
The Fidelis 2028 Vivid Vision document provides a comprehensive blueprint of the company’s strategic direction, core values, and operational principles, highlighting its commitment to capital preservation, growth, innovation, and client-centric services. Importance of a Company Vision: A...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW Balancing risk mitigation and wealth enhancement in the sophisticated investing landscape is particularly pertinent when considering real estate mortgage funds. This balance is akin to a scale carefully poised between safety and...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW San Diego’s residential real estate market is expected to remain strong, primarily due to a significant shortage in housing supply. This insight comes from a recent San Diego Union-Tribune article by David Garrick, titled...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW In the investment realm, the temptation of high immediate returns often masks the significance of consistent, long-term gains. The legendary fund manager Howard Marks, co-founder of Oaktree Capital Management and a pivotal figure in...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW I received a question from a Fidelis limited partner who asked “Does the difficulty in refinancing short-term debt due to high-interest rates and strict lending conditions pose a risk to Fidelis and its investors” This question was...
TO LISTEN INSTEAD OF READING THIS BLOG, CLICK ON THE ICON BELOW A Blueprint for Maximizing Yield The efficiency of a fund’s operations is directly correlated to its ability to maximize yields. An efficiently managed fund ensures that operational costs are kept at bay, directing a larger portion...
An aspiring real estate investor needed a quick, short-term loan to purchase a single-family residential investment property in the San Diego area. The borrower secured the purchase at a below-market price and planned to make cosmetic improvements to the property for resale. The purchase price...
An experienced real estate developer and repeat client finished the construction of a 13 unit luxury apartment in the community of Mission Hills of San Diego, CA. The construction loan of approximately $3,000,000 had matured. The borrower’s objective was to refinance and leverage as large a...
A repeat client and experienced real estate investor had an opportunity to purchase a single-family residence in El Cajon, CA as an investment property at below market value. The plan was to add value by converting a garage into a detached ADU (Accessary Dwelling Unit) and hold as a rental...
A real estate investor had an opportunity to purchase a single-family residence in the San Diego area as fix & flip investment property and needed to close within a week. Fidelis Private Fund moved fast and provided a $405,000 short term 1st Trust Deed or a 70% LTV ratio.
Fidelis Private Fund moved fast and funded a $250,000 short term 1st Trust Deed loan structured with a $100,000 initial advance with the $150,000 held for the remodel and improvement costs.
Fidelis Private Fund was able to move fast and closed a $415,000 short term 1st Trust Deed loan on the duplex and cross-collateralized the loan with the apartment to provide the funds to purchase and rehab the duplex or conservatively at a 57% combined loan to value.
Fidelis Private Fund arranged the $7,200,000 permanent loan with a Life Insurance Company at a competitive 4.25% interest rate fixed for 20 years and fully amortized.
An experienced mortgage broker who is also a Fidelis client was in the process of providing conventional financing for the purchase of a $410,000, single-family investment property for one of his clients. Just before closing, the lender was not able to perform. The borrower needed another lender...
