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Author page: John P. Lloyd

How can Rising Interest Rates be Good for the Real Estate Market?
How can Rising Interest Rates be Good for the Real Estate Market?

When we see rising interest rates, some people think of it as a negative, which can be true regarding the financing cost of real estate. This line of thinking concludes that the value of the real estate compared to other investments in the market will decrease as the cost of investing in real...

$610,000 Purchase/Bridge Loan
$610,000 Purchase/Bridge Loan

A repeat client negotiated an excellent price to purchase a residential duplex on a large lot with plans to add eight additional dwelling units (ADUs) to the site for a total of 10 units. The purpose of the loan was to acquire the property and later provide additional funds to construct the...

$620,000 Purchase/Bridge Loan
$620,000 Purchase/Bridge Loan

A long-time client was in escrow to purchase an office building in La Mesa that needed to close within 30 days and did not have time to get conventional financing. The buyer intends to occupy a majority of the space as part of expanding an existing business located across the street.

$705,000 Purchase/Bridge Loan
$705,000 Purchase/Bridge Loan

A repeat client needed to close fast on purchasing a single-family investment property in San Diego. The property has the potential for increased density with the construction of several ADUs in the rear of the property. Fidelis will come in later and modify the loan to provide for some...

$5,522,000 Refinance/Construction Loan
$5,522,000 Refinance/Construction Loan

A client needed a construction loan to build 17 apartment units in Lemon Grove, CA. The borrower needed a lender to provide a higher leveraged loan than the typical institutional lender would provide or approximately 80% loan to cost. This loan was not a fit for Fidelis Private Fund. However...

$340,000 Purchase/Permanent Loan
$340,000 Purchase/Permanent Loan

A repeat borrower of Fidelis Private Fund needed to close within 3 weeks on a purchase of an owner-occupied single-family residence and needed a long-term loan. Fidelis does not fund owner-occupied residential loans. However, through our extensive network of lenders were able to negotiate with a...

20 Tips on How to Be a Better Negotiator
20 Tips on How to Be a Better Negotiator

Most of us are not born natural negotiators and need to learn the skills. The best negotiators clearly understand how both parties view a deal and can generate an outcome that is a mutual win for both parties involved. Here are 20 negotiation tips to help us generate better outcomes for all...

$1,880,000 Purchase/Bridge Loan
$1,880,000 Purchase/Bridge Loan

A repeat Fidelis client who is a general contractor and a real estate investor needed a lender to provide acquisition financing to purchase a six-unit multi-family property within two weeks. Improvements included four detached bungalow units, one two-story duplex above five single car garages...

$350,400 Refinance/Permanent Loan
$350,400 Refinance/Permanent Loan

A repeat client was looking to refinance her primary residence to take advantage of lower interest rates. Fidelis Private Fund does not fund owner-occupied residential loans. However, we negotiated with a lender who could fund the loan for the borrower while offering one of the lowest interest...

$560,000 Purchase/Bridge Loan
$560,000 Purchase/Bridge Loan

A repeat client needed to close fast on purchasing a single-family investment property in the community of South Park just east of downtown San Diego. The property has the potential for increased density with the construction of some ADU’s in the rear of the property with alley access.