$390,000 Purchase/ Bridge Loan
A repeat client negotiated below-market price to purchase a single-family investment property that needed some cosmetic improvements
$1,155,000 Purchase/ Bridge Loan
A repeat client needed to close on the purchase of a residential duplex investment property in less than a week. It was a historical residence in the community of Golden Hill, San Diego. The borrower had some cash from a 1031 exchange and a lot of equity tied up in another residential investment...
Traits I see in Successful Real Estate Brokers
I have been in real estate financing business for over 30 years. I consistently work with real estate brokers to finance the investment property transactions that come my way. It’s incredibly important how a broker conducts business and treats people. The right real estate broker can make...
$407,000 Purchase/ Rehab Bridge Loan
A repeat borrower who is an experienced general contractor needed a quick bridge loan to purchase a single-family investment property with a San Diego bay view. It needed to close in less than a week.
$3,330,000 Refinance/Construction Loan
A repeat client needed a construction loan to build 17 apartment units in National City, CA. The borrower wanted a conventional lender with competitive pricing that would accommodate financing for an owner/builder. As it is with many of our clients, private money is not always needed. Fidelis...
What Makes a Mortgage Fund Like Fidelis a Hedge Against Inflation?
There are numerous benefits to investing in a mortgage fund. Click here for a list of benefits. However, one benefit not often talked about is a hedge against inflation. In the last year, to fight the COVID-19 pandemic, the government injected over 2.5 trillion dollars into the US economy. These...
Why is it Refreshing to Know our Options are Limited?
With access to the internet and the overwhelming amount of information that we have instant access to gives us the illusion that more options are good. It’s like drinking water from a firehose. We are told our options are limitless. We can do anything if we merely put our mind to it. This is not...
$753,250 Refinance / Permanent Loan
Fidelis was the existing lender where the client initially needed a quick refinance cash-out bridge loan on a residential condo investment property with oceanfront views in La Jolla, CA. Once Fidelis funded the acquisition and bridge loan, Fidelis immediately started the process to help the...
$1,425,000 Refinance / Bridge Loan
The owners own and operate an adult residential care facility. They needed to refinance to pay off a partner before they could refinance with an approved SBA loan. They needed to close fast.
$200,000 Refinance / Rehab / Bridge Loan
A client purchased two investment mixed-use properties for $650,000 with a seller carry-back note of $475,000. The properties were rented at below-market rents. The borrower needed a bridge lender to fund $200,000 in rehab costs to generate market rent.
$210,000 Refinance / Bridge Loan
A repeat client needed to pay off a 2nd Trust Deed loan that had matured secured by a single-family property. As a way to expedite the process, the borrower offered to provide a 1st Trust Deed on a single-family investment property owned free and clear
$550,000 Purchase / Bridge Loan
A repeat borrower needed a quick bridge loan to purchase a single-family investment property in Oceanside, CA, that needed to close in less than two weeks. The borrower wanted to use the equity in his properties in lieu of cash down in structuring the financing for the purchase. The purchase...
$242,000 Refinance / Term Loan
A client referred to Fidelis wanted to take advantage of the low-interest rates available to refinance his owner-occupied single-family residence. The borrower wanted a hassle-free loan and looked to Fidelis to assist in getting it done.
A Simple Formula to Determine When is the Best Time to Refinance
At what point do you decide to refinance a loan based on the interest rate? A question most of us have been asking, given the low-interest-rate environment we have been in for a while. Making the right decision to refinance can save you money, but if not done at the appreciate time and for the...
$420,000 Refinance / Bridge Loan
A client needed a bridge loan to refinance an existing private loan and fund the remaining costs to complete two manufactured homes on two separate parcels. The two manufactured homes were built and ready to be moved onto the site. The appraised value of the two houses was $700,000 or $350,000...
How to Choose the Right Employee or Business Partner?
Choosing the right employee or business partner can make an enormous impact on whether you prosper or flounder as a business owner. Often when employers look to hire someone, or when entrepreneurs want to find a business partner, in their search, they often miss certain character traits in a...
$1,550,000 Purchase / Bridge Loan
The borrower needed a quick bridge loan to purchase an industrial warehouse/office building that would be owner-occupied. Their SBA loan with the Bank was approved but could not fund in time to meet the seller’s deadline to purchase the property.
How can you Quickly Determine Your Capacity for Success?
A simple summation of a “recipe for success” is the combination of a unique skill that is needed, where there is a passion to excel, and the timing is right. However, there is a missing ingredient in this recipe. It is our stress level capacity and ability to adapt that will be the ceiling of...
$270,000 Purchase / Bridge Loan
The timing was right for our borrower when they found an off-market opportunity to purchase an affordable single-family fixer-upper investment property below market value. The seller needed to sell quickly.
What are Key Factors & Questions to Ask in Structuring the Right Real Estate Loan Terms?
A great deal of money can be saved by structuring the right loan terms on your real estate transaction. It is the opportunity cost of making the right decision where the money is saved. When choosing the right real estate loan terms, it’s not all about the lowest interest rate. It’s wise not to...