Decisive, Rapid, & Flexible Financing Solutions

Your Partner in Bridge Lending

Fidelis Private Fund offers borrowers a flexible alternative to institutional lending. As Private Lender we have the ability to move quickly on your opportunity. Our loans are:

FAST – Quick assessment and decisions
CREATIVE – We know how to think outside the box and provide solutions to meet every situations.
COMPETITITVE: Our rates and terms are market fair.
DEPENDABLE – Our word is our bond. When we make a commitment, we see it through. We perform.

APPLY FOR A LOAN

Borrower Resources

Learn More About Fidelis Financing

Overview of Lending Programs

Fidelis Lending Process

Loan Types

Fidelis Financing Solutions and Loan Types

Testimonials

Borrower Testimonials

Broker Testimonials

Fidelis Funded Loans

Recently Completed Loans

Fidelis Brokered Loans

FAQs

Our comprehensive FAQ section will answer many questions relating to borrowing.

Borrower FAQs

Loan Inquiry

Fidelis Rapid Loan Inquiry

Conventional Residential Loan Inquiry

Interim Financing to Help Borrowers Meet their Goals

We transition properties and add value, so the borrower at the end of the loan term is in a position to either sell or refinance with a conventional lender. Fidelis Private Fund partners with developers, business owners, investors, and others to help make deals happen.

BRIDGE LENDING

CONSTRUTION FINANCING

Fix & Flip / Ground-Up / Major Rehab

MINI-PERMANENT FINANCING

Focus: Short-term loans primarily in California.
Loan Size: $100,000 to $3,000,000
Security: Secured by a variety of commercial and residential investment real property.
Terms: Interest only, 1- 3-year terms, 1-2 pts. fixed rates up to two years starting in the 10.5% range
Prepayment: No prepayment penalty options.
Loan to Cost (LTC): Maximum LTC ratio of 70 – 80%
Loan to Value (LTV): Maximum LTV ratio of 60 – 75%
Debt Service: Debt service coverage as low as breakeven for value-add properties
Use of Proceeds: Commercial and Residential Real Estate Investment

Residential

Office

Industrial

Multi-Family

Retail

Mixed-Use

Land

Bridge Lending
Construction Financing/ Fix and Flip / Ground-Up / Major Rehab.
Mini-Permanent Financing
1st Trust Deeds (2nd Trust Deeds on an exception basis only)

Unique: Creative, common-sense underwriting
Timing: close a loan in a matter of days
Access: Borrower deals directly with the decision maker
Custom: Holdbacks, release prices, and extensions are creative ways we use to structure loans to meet the needs of the borrower.
Cash-Out: Cash-out refinances
Structuring: Cross-collateral for increased leverage
Interest Advantage: No interest charged on undisbursed balances
Prepayment Penalty: No prepayment penalty option
Easy: No formal appraisal usually required
Brokers: Brokers welcome and protected

Recently Closed Loans

The Fidelis Rapid Lending Process

Apply

The process begins with a phone call or utilizing our Loan Inquiry form. The Fidelis team will quickly evaluate your information to determine suitability. With preliminarty approval, we will convey loan terms expressed in a Letter of Intent (LOI).

Offer & Underwriting

We will present you with a loan offer customized to your investment, detailing terms and loan amounts. We respond quickly, often without the requirement of an appraisal, based on relationship and strength of the opportunity.

Finalize & Closing

We draw up the loan terms and commitments in a clear, transparent loan agreement. We process final details efficiently, and then move rapidly to close and begin disbursing your funds.

Direct Access to Decision Makers

When you work with Fidelis, you are dealing with decision makers. No committees or hidden processes. We give you an immediate evaluation and a quick decision. John Lloyd, President of Fidelis, enjoys a reputation for credibility, trustworthiness and most of all, reliable follow-through.