Decisive, Rapid, & Flexible Financing Solutions
Your Partner in Bridge Lending
Fidelis Private Fund offers borrowers a flexible alternative to institutional lending. As Private Lender we have the ability to move quickly on your opportunity. Our loans are:
- FAST – Quick assessment and decisions
- CREATIVE – We know how to think outside the box and provide solutions to meet every situations.
- COMPETITITVE: Our rates and terms are market fair.
- DEPENDABLE – Our word is our bond. When we make a commitment, we see it through. We perform.
Borrower Resources
Fidelis Lending Process
Borrower Testimonials
Broker Testimonials
Our comprehensive FAQ section will answer many questions relating to borrowing.
Interim Financing to Help Borrowers Meet their Goals
We transition properties and add value, so the borrower at the end of the loan term is in a position to either sell or refinance with a conventional lender. Fidelis Private Fund partners with developers, business owners, investors, and others to help make deals happen.
BRIDGE LENDING
CONSTRUTION FINANCING
Fix & Flip / Ground-Up / Major Rehab
MINI-PERMANENT FINANCING
Overview of the Fidelis Lending Programs
 |
Focus: Short-term loans primarily in California. Loan Size: $100,000 to $3,000,000 Security: Secured by a variety of commercial and residential investment real property. Terms: Interest only, 1- 3-year terms, 1-2 pts. fixed rates up to two years starting in the 10.5% range Prepayment: No prepayment penalty options. Loan to Cost (LTC): Maximum LTC ratio of 70 – 80% Loan to Value (LTV): Maximum LTV ratio of 60 – 75% Debt Service: Debt service coverage as low as breakeven for value-add properties Use of Proceeds: Commercial and Residential Real Estate Investment |
Residential
Office
Industrial
Multi-Family
Retail
Mixed-Use
Land
Recently Closed Loans
The Fidelis Rapid Lending Process
Apply
The process begins with a phone call or utilizing our Loan Inquiry form. The Fidelis team will quickly evaluate your information to determine suitability. With preliminarty approval, we will convey loan terms expressed in a Letter of Intent (LOI).
Offer & Underwriting
Finalize & Closing
We draw up the loan terms and commitments in a clear, transparent loan agreement. We process final details efficiently, and then move rapidly to close and begin disbursing your funds.
Direct Access to Decision Makers
When you work with Fidelis, you are dealing with decision makers. No committees or hidden processes. We give you an immediate evaluation and a quick decision. John Lloyd, President of Fidelis, enjoys a reputation for credibility, trustworthiness and most of all, reliable follow-through.