I have been in the commercial real estate financing business as a lender and mortgage broker for over 30 years. I have arranged over a billion dollars in loans and worked with hundreds of different borrowers, so I know what it takes to get lenders to approve a loan request. Know Your Client and...
Fidelis Private Fund is a mortgage fund that invests primarily in short-term bridge loans. Our business model is based on years of experience and a proven strategy. In this article, I share some of the key advantages and how that business model ultimately benefits our investors while providing a...
“Contrarian investors have historically made their best investments during times of market turmoil.” Baron Rothschild. As it relates to real estate lending, a contrarian strategy takes the opposite approach to what most traditional lenders are doing. The same analogy goes for real estate...
A crisis often brings clarity to our values and options that may have been ambiguous before. It expedites decisions that can result in improvements in our businesses and our personal growth. I notice ingenuity and creativity emerging as we move through this COVID-19 crisis. At times...
Just over a month ago, the fundamentals of our economy were strong, i.e., low unemployment, low real estate inventories, low inflation, low-interest rates, and stability in the capital markets. Within a month, this coronavirus pandemic has rocked our world. I want to pass on some hope in the...
What makes an ideal team player? I believe great businesses succeed because people do. In Pat Lencioni’s book, “The Ideal Team Player”, he spells out three important characteristics of an ideal team player: Humble A humble person is quick to point out the contributions of others and slow to seek...
There are two useful tools for valuing and comparing the feasibility of real estate investment opportunities: the capitalization rate (Cap Rate) and the cash-on-cash return. The two metrics use a snapshot of annual pre-tax income as a basis to determine the value and evaluate the feasibility of...
A 5-star rating for a hotel or restaurant means the ultimate in satisfaction. A 5-star connection in a relationship means fulfillment and joy. How can we achieve 5-star connections.? The 5-star rating system in a relationship can mean the difference between extraordinary and meaningless. We...
Saves Time – An experienced mortgage broker has a network of relationships to help you quickly find the lender that best fits your particular loan request. Saves Money – The cost of using an experienced mortgage broker is a sound investment that yields a great return. The real savings is...
Who are we becoming personally? If we win personally, we win professionally. But we cannot do it the other way around. When we set and achieve personal goals, and live according to our values, we will be propelled toward a more satisfying and fulfilling life both at home and at work. As we head...
