I have been in the commercial real estate financing business as a lender and mortgage broker for over 30 years. I have arranged over a billion dollars in loans and worked with hundreds of different borrowers, so I know what it takes to get lenders to approve a loan request. Know Your Client and...
Fidelis Private Fund is a mortgage fund that invests primarily in short-term bridge loans. Our business model is based on years of experience and a proven strategy. In this article, I share some of the key advantages and how that business model ultimately benefits our investors while providing a...
“Contrarian investors have historically made their best investments during times of market turmoil.” Baron Rothschild. As it relates to real estate lending, a contrarian strategy takes the opposite approach to what most traditional lenders are doing. The same analogy goes for real estate...
There are two useful tools for valuing and comparing the feasibility of real estate investment opportunities: the capitalization rate (Cap Rate) and the cash-on-cash return. The two metrics use a snapshot of annual pre-tax income as a basis to determine the value and evaluate the feasibility of...
Saves Time – An experienced mortgage broker has a network of relationships to help you quickly find the lender that best fits your particular loan request. Saves Money – The cost of using an experienced mortgage broker is a sound investment that yields a great return. The real savings is...
Financial leverage is the borrowing of capital to invest with an expectation the return will exceed the cost of the capital. Financial leverage may or may not be a benefit during differing economic conditions. For example, financial leverage with subprime debt was bad for banks during the...
Obtaining a construction loan is not easy. Improve your chances of acquiring construction financing by assembling an experienced development team which includes: a real estate broker, an architect, an engineer, a general contractor, and a mortgage broker. The presentation and the audience of the...
