General FAQs

Fidelis Private Fund is a mortgage fund. A mortgage fund is operated by a fund manager who invests the capital raised by investors in Trust Deeds secured by real estate.

Fidelis Private Fund originates, underwrites, and funds a portfolio of real estate secured loans suitable for investors seeking a reasonable return with moderate risk and acceptable liquidity.

We invest partner capital in mostly 1st trust deed loans secured by investment real estate. We help borrowers by providing real estate financing solutions for timely execution. Our goal is to help our borrowers and investors achieve their financial goals.

Fidelis Private Fund is a direct portfolio bridge lender specializing in commercial and residential investment real estate loans. short-term Bridge loans 1-2 years ranging from $100K to $2,000,000.

Fidelis Private Fund is a direct portfolio lender specializing in commercial and residential investment real estate loans, primarily in California.

Fidelis Private Fund offers accredited investors the opportunity to invest in a diversified pool of real estate secured loans generating a competitive rate of return with moderate risk and reasonable liquidity.

Fidelis Private Fund offers borrowers a flexible alternative to conventional lending institutions. We specialize in fast and creative short-term bridging financing with a clear exit strategy to transition properties and add value, so at loan maturity, the borrower is in a position to either sell or refinance.

We have the expertise and relationships to facilitate most real estate financing needs. We know that not every client request is a fit for Fidelis Private Fund; however, we will help our clients find the right financing to accomplish their goals, regardless if we fund the loan directly or not. So whether we facilitate the loan as a direct lender or as a mortgage broker, Fidelis Private Fund is a one-stop destination for real estate financing needs.

Fidelis exists to help people achieve their financial goals:

• • • We provide our limited partners an investment opportunity with moderate risk and reasonable return that is easily understood, transparent, and consistent.

• We provide borrowers/brokers a source of financing that can be obtained quickly using common sense underwriting, which is competitively priced with the highest quality customer service of any private lender in the market.

• • • We provide our Fidelis team with a safe and flexible work environment that is fun yet challenging with personal growth potential.

We exist to add value. Six ways Fidelis adds value:

1. We solve problems for people needing to get a good return on their investment and borrowers and brokers who need real estate financing
2. We make the loan process quick and straightforward
3. We provide security, transparency, and consistency for our investors
4. We are creative and flexible in making deals happen
5. We take a common-sense approach to loan underwriting
6. We make people feel valued

• Fidelis has two groups of clients:

  • • • • Borrowers/Brokers

        • Accredited Investors

  Fidelis Helps Borrowers/Brokers as a Direct Bridge Lender:

  • • • • When a borrower needs a short-term bridge real estate investment loan from $100,000 to $2,000,000, we can fund it as a direct lender.
        • When a loan needs to close fast – We can close in a matter of days.
          • We move fast when the timing is critical. Borrowers deal with the decision-maker. We have the experience to make quick decisions.
        • When properties are in transition – We make it possible to create added value to properties.
  • We finance the needed improvements that add value to the property before it is refinanced or sold.
  • • • • When borrowers want a no-hassle loan process – We use a common-sense approach to underwriting.
          • We reduce the brain damage that usually comes with obtaining a conventional loan, requiring only the necessary paperwork, and making the process quick and easy.
          • When borrowers are overwhelmed with too many lending options, Fidelis makes it quick and easy.
          • We eliminate the confusion of where to get a loan and how to get the best real estate loan that fits their needs.

  Unique to most mortgage funds, Fidelis Private Fund is a one-stop for commercial real estate financing needs. We function as a direct short-term bridge lender and a mortgage broker. Not every borrower needs a short-term bridge loan from Fidelis, nor do we have the capacity to fund all the loan requests we receive directly.

  Therefore, through our extensive database of lender relationships, we can help most borrowers find what they need, whether a short-term bridge loan or a conventional long-term permanent loan. In addition, we can broker most all loans not funded directly by Fidelis through Cornerstone Commercial Mortgage, wholly owned by John Lloyd. Fidelis shares in the fees. It’s a win/win for our clients and our Fidelis investors.

  Fidelis Helps Accredited Investors:

   

  We help accredited investors put their hard-earned money to work, earning an excellent return while preserving capital.

   

  • • • • Since inception, we have consistently provided an 8%+ annualized yield to our investors with assets conservatively underwritten and secured by real estate.
        • We have an experienced fund manager.
          • John Lloyd has been in the real estate financing business for over 30 years. He has a proven track record of managing investors’ funds consistently and safely, earning excellent returns over the last 15 years with no investor losing a dollar in capital.
        • Investments are secured by hard, tangible diversified real estate assets.
          • Fidelis offers investors the opportunity to invest in a pool of diversified real estate secured loans generating a competitive rate of return with moderate risk and reasonable liquidity.

• The Fidelis Private Fund, LP, a California Limited Partnership, with regulatory oversight by the Securities Exchange Commission under the SEC Reg D 506C, which permits the Fund to advertise and raise capital nationwide from accredited investors only.Fidelis Private Fund, LP, was formed in July 2019. There are four general partners: John Lloyd, Chad Ruyle, Jon Maddux, and Sam Attisha. John Lloyd manages the Fund as President & CEO. All four general partners are limited partners in the Fund. The limited partners provide the source of funding for the loans.

Fidelis Private Fund, LP is a California Limited Partnership. The co-founders of the Fund are John Lloyd, Chad Ruyle, and John Maddux, who are all general partners. Sam Attisha subsequently became a general partner in 2020.

John Lloyd is the President & CEO of Fidelis Private Fund and is the general partner most active in the business’s day-to-day operations. All four general partners have extensive real estate financing and investment experience. Click to see the principal’s bios.

• (Click to see a video)

We believe relationships are more important than transactions. Therefore, most of our loans are to repeat clients.

Borrowers and Brokers:

• Fidelis Private Fund offers borrowers a flexible alternative to conventional lending institutions. We specialize in fast and creative short-term bridging financing with a clear exit strategy to transition properties and add value, so at loan maturity, the borrower is in a position to either sell or refinance.

• Fidelis is a one-stop-shop for commercial real estate financing needs, which is unique to most mortgage funds. If the loan does not fit Fidelis we will help the borrower find the best lender for the loan. So whether we facilitate the loan as a direct lender or as a mortgage broker, we are a one-stop destination for real estate financing.

Accredited Investors:

• Fidelis offers accredited investors the opportunity to invest in a diversified pool of real estate secured loans generating a competitive rate of return with moderate risk and reasonable liquidity.

• Fidelis Private Fund’s objective is to provide an investment opportunity that generates income and preserves capital. We have the expertise and experience to capitalize on the market inefficiencies using strong underwriting fundamentals and a disciplined approach to capital preservation to maximize the return to our investors.